Fiduciary Standard

Why Cranston Capital Management is your Best choice for financial success.

Investment Advisors uphold a higher Fiduciary Standard of Care as mandated by law.

Investment Brokers and Insurance Agents are governed by lower standards called Suitability.

1. 

Your advisor’s fiduciary responsibility is only to you, the client.

  
1. 

Any investment product sold to you does not have to be in your best financial interest, it has only to be suitable.
2. 

Your advisor must put your best interest ahead their own or their firm’s.

  
2. 

A Broker or Agent’s fiduciary responsibility is to their firm.
3. 

Your advisor is your representative.

 
3. 

A Broker or Agent is not required to put your interests ahead of theirs or their firms.

4. 

Your advisor’s guidance and advice must be the best for you and your financial future.

 
4. 

Brokers and Agents represent their employer or the companies offering the products.
5. 

Your advisor must disclose any conflicts of interest which may affect you.

  
5. 

Brokers and Agents do not have to disclose conflicts of interest.
6. 

Advisors and their firms are mandated to provide service to you for reasonable fees and total costs.

 
6. 

Brokers and agents are not required to keep fees and total costs reasonable.